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Thank You for visiting our site This page covers the Average Price of houses in each county in the UK for June 2004 Bedfordshire Average Price of a house £175,400 Berkshire Average Price of a house £237,564 Bristol Average Price of a house £166,748 Buckinghamshire Average Price of a house £284,802 Cambridgeshire Average Price of a house £182,771 Carmarthenshire Average Price of a house £112,111 Ceredigion Average Price of a house £142,131 Cheshire Average Price of a house £169,758 Cleveland Average Price of a house £98,295 Conwy Average Price of a house £138,315 Cornwall Average Price of a house £188,276 Cumbria Average Price of a house £125,795 Denbighshire Average Price of a house £123,623 Derbyshire Average Price of a house £135,043 Devon Average Price of a house £199,060 Dorset Average Price of a house £216,160 Durham Average Price of a house £100,078 Essex Average Price of a house £197,767 Flintshire Average Price of a house £126,130 Gloucestershire Average Price of a house £190,703 Gwynedd Average Price of a house £123,385 Hampshire Average Price of a house £213,769 Herefordshire Average Price of a house £188,892 Hertfordshire Average Price of a house £237,026 Isle Of Wight Average Price of a house £173,463 Kent Average Price of a house £195,260 Lancashire Average Price of a house £116,897 Leicestershire Average Price of a house £160,361 Lincolnshire Average Price of a house £110,170 London Greater Inner Average Price of a house £280,431 London Greater Outer Average Price of a house £280,431 Manchester Greater Average Price of a house £118,093 Merseyside Average Price of a house £114,596 Monmouthshire Average Price of a house £182,493 Norfolk Average Price of a house £155,870 Northamptonshire Average Price of a house £150,862 Northumberland Average Price of a house £136,184 Nottinghamshire Average Price of a house £138,011 Oxfordshire Average Price of a house £238,089 Pembrokeshire Average Price of a house £139,392 Powys Average Price of a house £149,434 Rutland Average Price of a house £210,592 Shropshire Average Price of a house £167,802 Somerset Average Price of a house £177,065 Staffordshire Average Price of a house £145,899 Suffolk Average Price of a house £164,690 Surrey Average Price of a house £300,647 Sussex East Average Price of a house £193,356 Sussex West Average Price of a house £214,230 The Vale Of Glamorgan Average Price of a house £156,882 Tyne and Wear Average Price of a house £119,238 Warwickshire Average Price of a house £179,036 West Midlands Average Price of a house £135,660 Wiltshire Average Price of a house £198,035 Worcestershire Average Price of a house £179,991 Yorkshire East Average Price of a house £140,309 Yorkshire North Average Price of a house £181,815 Yorkshire South Average Price of a house £111,947 Barnsley Average Price of a house £100,129 Yorkshire West Average Price of a house £121,894 Interest Rates changes over 20 years The mortgage interest rate is based on the Bank of England Base Rate + between 1.5% and 2% Over the last 20 years there has been some wild fluctuation in the interest rate between 5% interest rate for the whole year in 2002 and 15.4% in 1990 What do these wild fluctuations mean to you as a borrower of a mortgage £100,000 mortgage ( repayment mortgage ) monthly repayments ( 25 years ) at 5% == £591.27 £100,000 mortgage ( repayment mortgage ) monthly repayments ( 25 years ) at 10% == £918.06 £100,000 mortgage ( repayment mortgage ) monthly repayments ( 25 years ) at 15.4% == £1320.10 The above explains why in 1990 there was a slump in UK house prices as people were having trouble keeping up with their mortgage If nothing else this should highlight that you should remember that if interest rates change due to circumstances beyond your control
YOU WILL HAVE TO FIND SIGNIFICANT INCREASES IN MONTHLY PAYMENTS
The UK Governments Financial Services Authority Monthly Mortgage Payments The BBC Mortgage payment calculator


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Bristol Avon
Bedford Bedfordshire
Slough Berkshire
Milton Keynes Buckinghamhire
Cambridge Cambridgeshire
Staines   Middlesex
Hayes Middlesex
Chester Cheshire
Middlesbrough Cleveland
Truro Cornwall
Carlisle Cumbria
Derby Derbyshire
Plymouth Devon
Weymouth Dorset
Peterlee Durham
Brighton East Sussex
Harlow Essex
Cheltenham Gloucestershire
Southampton Hampshire
Ross on Wye Herefordshire
St Albans Hertfordshire
Canterbury Kent
Blackpool Lancashire
Leicester Leicestershire
Scunthorpe Lincolnshire
Blackheath London
Hounslow Middlesex
Prestwich Manchester
Liverpool Merseyside
Sollihull Midlands
Ipswich Norfolk
York North Yorkshire
Northampton Northamptonshire
Belfast Northern Ireland
Hexham Northumberland
Mansfield Nottinghamshire
Banbury Oxfordshire
Glasgow Scotland
Newcastle Under Lyme Shropshire
Taunton Somerset
Sheffield South Yorkshire
Felixstowe Suffolk
Camberley Surrey
Newcastle Upon Tyne Tyne and Wear
Cardiff Wales
Nuneaton Warwickshire
Crawley West Sussex
Leeds West Yorkshire
Swindon Wiltshire
Kidderminster Worcestershire
  • Mortgage Mortgage payments
  • Major Utilities GAS Electric Phone Cable
  • Loans Credit Cards Car Loans Personal Loans Overdrafts
  • Insurances Buildings insurance Contents insurance Dependent on mortgage type endowment
  • Car running or transport costs Petrol Insurance Maintenence Car loan repayments
  • And I suppose you had better eat to stay fit enough to go to work to pay all these bills Food Entertainment etc How much in expenses costs when moving house
  • House Movers Removal companies will move you and can provide a full range of services including Renting you the crates Packing services and of course Moving your furniture and positions from one home to another It is impossible to provide an idea of costs due to the variables involved distance, amount of furniture etc. but make sure you obtain 3 quotes and also check for references and their insurance coverage
  • Reconnection / disconnection of services You may possibly need to pay for disconnection of services at your old home and reconnection of services at your new home Telephone , Electricity, Gas , Cable, etc. Also remember to inform local authority re: council tax
  • Insurances You will need insurance for the following often required my the mortgage lender as a condition of supplying a mortgage Buildings insurance premiums Contents insurance premiums
  • Carpeting furniture / fixtures and fittings An important part of buying a house is to check fully fixtures and fittings included in the sale I.E Carpets Curtains Kitchen ( cooker fridge etc. ) These can be a big problem if you have not checked and made assumptions to your expenses when buying a house
















































































































































































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